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Fractional ownership is a cost effective way of purchasing and using a second home in London. There are many benefits associated with shared ownership property including:

Purchase Price: Naturally, by investing in a fraction of a property, the purchase price stamp duty and taxes are split between the owners and are dramatically reduced.

Reduced Running Costs: Maintenance fees, management fees, taxes and other fixed costs are shared by fractional owners. This substantially reduces the financial burden often associated with owning a second home.

Tailored Usage: Most people don’t tend to holiday for more than a set allocation of weeks per year. Fractional buyers can purchase an amount time in a property, which they will actually use. Therefore, they don’t have to worry about renting it when they are not there, to justify the expense and most probably pay the mortgage!

Less Commitment: Fractional ownership gives you an ability to experience a second home and location fully, however, only having to commit to a fraction of the purchase and running costs.

If you couldn’t find the answer to your questions and would like more information regarding London Fractions, please click the link below to contact us and a member of the team will gladly contact and assist you.

London Fractions has secured purchase options on several properties. We negotiate the lowest buying price (normally with a discount) and calculate a price per fraction. That fractional price will include all the costs of buying including stamp duty, legal fees, disbursements etc. – everything to get you to the point of owning part of a luxury property at some of the best addresses in London.

To give you added piece of mind, the contract between all the other property owners allows you to sell your fraction at any time (at market price) independently of the other owners. Additionally, after 10 years of ownership, you will have an option to sell the property (at market price) unless all the owners wish to renew the agreement and extend that period but importantly this ensures you have clear options regarding an exit.

London Fractions will keep the whole purchase and owning experience very simple. One all-inclusive fractional cost to buy several weeks of personal use and enjoy all the benefits of genuine property ownership, except that you will be staying in a considerably more expensive property when you visit London. London Fractions will manage all the costs associated with your property purchase and management thereafter, so all you need to do is book your time online. We ask owners for an annual service charge after the initial 5 years (split proportionally to the weeks you own, and annually in advance) to cover all the associated property charges, utility bills, cleaners (upon the exit of each owner) etc.

London Fractions’ lawyers have over 15 years experience in structuring and administering shared ownership property schemes and implementing them throughout Europe and the rest of the World.

Depending on its clients demands, London Fractions can offer properties under fractional ownership where the property reverts to whole ownership again after 10 years, enabling a pre-determined exit period for all owners. Alternatively, fractional ownership properties can remain in their shared ownership form with buyers choosing to sell their share once they deem necessary or prudent. London Fractions does offer a resale facility if owners want to sell their fraction at any stage.

The maintenance and servicing costs of the property are divided between the owners, calculated and contracted before purchase so that buyers have a clear understanding of the cost implications of their property.

London Fractions offers its properties in TWELFTHS (4 weeks occupation per year plus 1/12th of the title deed) with a maximum of 12 owners per individual property. Buyers are able to purchase as many fractions as is suitable enabling them to own the amount of time they will actually intend to use their London property. Prices are discounted for clients who wish to purchase more than one fraction.

Regarding usage of your time spent at your property, we are able to accommodate fractional ownership on a rolling calendar with weeks divided over the year to your preference, also a fixed period basis that you are able to allocate your usage to friends, family and associates.

The property is purchased by a newly formed non-trading UK company that is specifically set up by London Fractions to hold the legal ownership in trust for its shareholders such as yourself.  Your shareholding will be in accordance with your investment. Any sale and profit of the fractional property returns to the fractional owner.

No, this is not timeshare, which is basically a holiday system which gives owners only a right to use a particular property for a time of year. Timeshare has no real estate value, in other words, there is no bricks and mortar ownership.

With Fractional Ownership, you own a share of the legal ownership title registered at the Land Registry coupled with exclusive rights to use the property for the specified time in accordance with your ownership share. As an owner, you will of course share any appreciation of the value of the property.

Whole ownership does (theoretically) mean that owners of a property can use it whenever they choose. If they wish to visit their property at a moments notice (as long as it isn’t being rented), they can do so. This is obviously a positive for those who arrange vacations at short notice.

With Fractional Ownership, flexible usage terms are laid out in advance. Furthermore, most people like to plan holidays and business travel well in advance plus fractional owners can exchange weeks with other owners if mutually beneficial to both parties.

With whole ownership, owners pay the “whole” cost. Whether it be purchase price, stamp duty or running costs, the financial burden is far greater. Many people who own properties outright, may only use their property for a month or so every year and therefore seek to rent it out when they are not there. In many cases, rental income is vital to assist with the operational & mortgage costs.

Tailored Usage: Most people don’t tend to holiday for more than a set allocation of weeks per year. Fractional buyers can purchase an amount time in a property, which they will actually use. Therefore, they don’t have to worry about renting it when they are not there, to justify the expense and most probably pay the mortgage!

Less exposure to international markets away from home: During times of economic slowdown, ever changing Mortgage & Exchange rates, buyers can reduce their risk and exposure to foreign markets by not having to outlay the purchase & running costs for an overseas property on their own.

Less hassle: Appointed management companies take the pain out of second home ownership. When you turn up, everything is ready and in perfect working order.

Investment: Due to the fact that fractional buyers own a share of the “bricks and mortar”, they can benefit from any increase in the property’s value.

Easy entry: Fractional ownership gives buyers the ability to get on the International property ladder at a much lower cost. The buyer can still experience capital growth and all the other lifestyle benefits associated with whole ownership of a property overseas.

Superior property ownership: Fractional shares allow buyers to buy an share of a far more superior property than they would be able (or would like) to purchase outright.

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If you couldn’t find the answer to your questions and would like more information regarding London Fractions, please click the link below to contact us and a member of the team will gladly contact and assist you.

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“Now everyone has the opportunity to invest in London” – London Fractions